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AgPreference Products

Mortgage Loans

AgPreference offers real estate financing with terms of up to 30 years with fixed and variable rate options and credit life loan-connected benefits designed to meet your personal or business goals. Loan purposes for Farm, Ranch, Agribusiness and Rural Home include:

  • Purchases or refinancing;
  • Improvements and construction;
  • Recreational, Hunting or Fishing; and
  • Term or working capital for Agricultural purposes.

Commercial Loans

AgPreference specializes in offering a variety of loan packages designed to meet your goals. Our veteran loan officers are specialists in loan structuring for the small beginning and young producers getting started or the large seasoned complex entity, with the following seasonal or multi-year term purposes in mind:

  • Purchase of Stocker/Feeder Livestock, or replacement beef or dairy cattle, and other livestock;
  • Fertilizer, chemicals, labor, fuel, other operating expenses involved in raising a crop or operating a farm or ranch;
  • Equipment to operate a farm or ranch;
  • Farm and Ranch vehicles, tractors, combines; and
  • Cost during Construction of farm improvements or rural home.

Appraisal Services

AgPreference has professional and experienced real estate appraisers on staff with a combined total of over 50 years of agricultural background in the area to meet your appraisal needs. With credentials at the Certified General level in Oklahoma and Texas, they can appraise property for a variety of purposes:

  • Purchase of farm and ranch land, or agribusiness property,
  • Purchase of recreational land,
  • Estate Planning,
  • State and Federal Estate settlement,
  • Livestock and Equipment inspection and valuations.

Borrower Resources

"Which product is right for me?"
Not sure which option is right for you? Start your conversation with AgPreference today by sharing some general information about you and your needs!

"I Need a Loan Now"
Know exactly what you want? Get a decision in just days by completing our online loan application now!

"How Much Loan Can I Afford?"
Not sure how much you can borrow? Let our financial calculators! help you determine how much you can afford!

Notice To Potential AgPreference Customers

AgPreference does not administer credit on the basis of race, color, national origin, religion, sex, marital status, or age, or because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act. AgPreference Chartered Territory includes the Oklahoma Counties of Cotton, Greer, Harmon, Kiowa, Jackson and Tillman.